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This document sets out the terms and conditions (“Terms”) governing the use of the twm.one website, the trading platform, and the local TWM software (collectively, the “Services”), developed and operated by:
ASKO SATWM is the registered trademark under which ASKO SA provides its digital services for the twm.one website.
By using the TWM Services, the User declares to have read, understood, and fully accepted these Terms and Conditions. If the User does not agree with these terms, they must immediately refrain from using the website, the platform, or the software.
In case of discrepancies, ambiguities, or misinterpretations arising from translations of the TWM software, website, or any part of the Services into other languages, the English version shall always prevail.
If any term, label, or interface element within the TWM software or documentation is not translated or appears unclear due to translation differences, the User must exclusively refer to the English-language version for accurate meaning and interpretation.
No legal action, claim, or dispute may be initiated against ASKO SA or TWM on the basis of misunderstandings, translation errors, or discrepancies between the English version and other localized versions of the Services.
For the purposes of these Terms:
TWM offers free digital tools for analyzing, managing, and optimizing trading activities, including:
The User acknowledges that independently programming indicators and strategies is an advanced feature provided “as is,” and that TWM is not required to provide technical support or assistance for custom programming.
TWM is not:
TWM provides only the technological tool that facilitates the connection between the User and external Trading Providers. All funds, assets, and transactions are managed directly by the Trading Providers.
TWM Services are offered free of charge to Users. TWM generates revenue through:
To use the TWM Services, the User must:
During registration or login, TWM collects the following data:
All personal data are processed in accordance with the Privacy Policy available at twm.one/privacy and with the Swiss data protection law (nLPD) and, where applicable, the General Data Protection Regulation (EU GDPR 2016/679).
The TWM software allows Users to link their trading accounts with external Providers (such as Binance, Bybit, Crypto.com, KuCoin, etc.) via API keys generated directly on the official websites of the respective Providers.
Important technical characteristics:
TWM processes and stores only:
TWM does NOT store:
The TWM platform may use the User’s device resources, including:
These resources are necessary to ensure the proper functioning of the software and the connection to TWM services and external Providers.
TWM adopts reasonable measures to protect the privacy and integrity of the device. However, the User expressly acknowledges that TWM cannot guarantee the total absence of malfunctions or system interruptions during use of the platform.
TWM reserves the right to introduce, at any time and without notice:
By accepting these Terms, the User expressly consents:
TWM reserves the right to remove features from its website and software.
TWM requires an active and stable Internet connection to function correctly.
The User is solely responsible for any costs related to the connection or data traffic.
TWM may temporarily suspend access to the Services for scheduled maintenance, updates, or security reasons, informing Users when possible via the website or email.
The User represents and warrants that they:
The User expressly agrees to hold harmless, defend, and indemnify TWM, ASKO SA, its affiliated companies, directors, employees, partners, and suppliers from any:
arising from or connected to:
The indemnification obligation remains valid even after termination of the contractual relationship with TWM.
Trading and investment activities in financial markets involve significant risks of loss, including total loss of the capital invested.
Before using TWM for financial operations, the User must:
TWM does not provide:
All investment decisions are made exclusively by the User, who assumes full responsibility for them.
Disclaimer of Financial Liability: The User expressly acknowledges and agrees that trading and investment activities involve substantial risks, including the loss of the entire capital invested. TWM, ASKO SA, and their affiliates, directors, employees, and partners shall under no circumstances be held liable for any financial loss, damage, or consequence arising from:
All tools provided by TWM are intended solely as technical instruments. No responsibility, warranty, or compensation shall be due by TWM or ASKO SA for any trading result, profit expectation, or financial outcome, whether caused directly or indirectly by the use of the platform.
To access trading features, the User must:
TWM does not intervene in any way in the management of:
The User enters into separate and independent contracts with each Trading Provider and fully accepts the related terms of use, privacy policies, and applicable regulations.
TWM does not participate in transactions carried out by Users and does not have access to:
TWM provides only the technological tool that enables connection with the Providers and submission of trading orders. Any issues related to payments, transactions, or withdrawals must be handled directly with the relevant Trading Provider.
The offering of payment service providers (PSPs) or payment methods visible on TWM or accessible through the Trading Providers depends solely on:
TWM has no control or influence over the selection, availability, or operation of PSPs.
All payment operations (deposits, withdrawals, transactions) take place exclusively through:
TWM does not have access to sensitive information such as:
For certain payment methods, the User may need to:
TWM is not responsible for the activities, policies, or availability of PSPs integrated by the Trading Providers.
TWM provides its platform on an “as is” and “as available” basis, without any kind of warranties, express or implied, including but not limited to:
TWM disclaims all liability for:
Extended Disclaimer: This exclusion of liability applies even if such losses, damages, or disruptions are caused, in whole or in part, by:
Under no circumstances shall TWM, ASKO SA, or their affiliates, directors, employees, or partners be required to compensate, refund, or indemnify any User for trading losses, lost profits, or any other direct or indirect damages resulting from the use or malfunction of the platform, whether foreseeable or not.
TWM is not responsible for:
In the event of malfunctions or issues related to transactions, payments, or trading operations:
Under no circumstances shall TWM be liable for:
even if TWM has been advised of the possibility of such damages.
All content on the twm.one website and the TWM software, including but not limited to:
are the exclusive property of ASKO SA or their respective owners and are protected by Swiss and international intellectual property laws.
The TWM trademark is registered and protected. Any unauthorized use is prohibited and may result in legal action.
ASKO SA grants the User a personal, non-exclusive, non-transferable, and revocable license to:
The following are expressly prohibited:
TWM reserves the right to amend these Terms and Conditions at any time for:
The changes will be:
By continuing to use the Services after the publication of changes, the User accepts the new terms.
If the User does not accept the changes, they must immediately stop using the Services and may close their account.
The agreement between the User and TWM has an indefinite term, unless revoked or terminated by either party.
The User may stop using the Services at any time by:
TWM may suspend or discontinue the Services, temporarily or permanently, in the following cases:
In the event of suspension for breach, TWM will inform the User via email where possible.
In case of account closure or termination of the TWM project:
The User expressly waives the right to participate in class actions, collective actions, or group arbitration proceedings against TWM.
These Terms and Conditions, together with TWM’s Privacy Policy, constitute the entire agreement between the User and ASKO SA regarding the Services and supersede any prior agreement, communication, or understanding.
If one or more provisions of these Terms are found to be invalid, illegal, or unenforceable, the remaining provisions shall remain fully valid and effective.
Failure by TWM to enforce any provision of these Terms does not constitute a waiver of the right to enforce it subsequently.
The User may not assign, transfer, or delegate their rights and obligations under these Terms without TWM’s prior written consent.
TWM may assign, transfer, or delegate its rights and obligations to affiliated or subsidiary companies, or to third parties, upon notice to the User.
TWM shall not be liable for delays or failures resulting from causes beyond its reasonable control, including but not limited to:
All official communications between the User and TWM must be sent:
Communications are deemed received:
The User is responsible for verifying and complying with all regulations applicable in their jurisdiction, including but not limited to:
TWM Services are offered globally, except where restricted by:
TWM is not responsible for inability to access the Services due to geographical restrictions imposed by Providers or local laws.
By using the TWM Services, the User confirms that they:
If the User does not accept these terms, they must immediately stop using the Services.
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